The credit industry is known for the classic bait and switch.  They could get you hooked in on a 2.5% rate and 3 bills later that rate could jump to 5%…and even worse you could be locked into a contract.

It’s best to have a working relationship with your credit card processor or bank so everything you need to know isn’t simply written in 2 point font.

One of the most important considerations in choosing a processor, next to their rate competitiveness is the value of their customer service.  Is their someone you can speak to?  What if their is a dispute?  Can someone explain the most economical plans for a business like yours?

Although the value of this relationship can be often overlooked…it’s important to see your credit card processor as the gatekeeper to your money.  If something happens will they be around to help you out?